
	Securing financing is just one aspect of getting into a new home. Rooftop Realty is seasoned at aiding both new and experienced buyers alike in all areas of real estate. Contact us if your needs include a professional REALTOR^® ready for the business side of buying and selling.

Do you wish to finance your new home in Henderson? Rooftop Realty can help.

Feeling lots of anxiety over getting financing for a home purchase? You don't have to be. I have close business relationships with some reputable mortgage lenders in Henderson, and they've helped me learn a few things that make the process of applying for a loan very manageable.

1 – Put together a list of questions about your loan program

If you find that you do not thoroughly comprehend the advantages and disadvantages of the various loan programs, make sure to bring a list of questions with you. I or one of my trusted lenders can assist you with understanding the advantages and disadvantages of both programs, because it is a challenge to know the characteristics of fixed and adjustable rate mortgages.

2 – Determine when to lock

Locking in an interest rate means that your mortgage lender keeps to the mortgage interest rates for the loan – usually at the time the loan application is sent in. By floating the rate, you can lock the rate at any time between the day of your loan application and the issuing of closing documents. Those who opt to float conclude that the interest rates will drop in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Determine if you want to pay additional points to decrease your rate

Generally you can elect to pay additional points to lower the rate of your loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. It will assist you with deciding if purchasing points is the best option for you.

4 – Bring your paperwork

Obtaining a loan requires lots of paperwork, so you should take some time to get your documentation together. Click here to preview typical information that goes on a loan application.

Rooftop Realty 8560 S Eastern Ste 220 Las Vegas, NV 89123

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